Privacy Policy

1. Data we collect

We collect only what is necessary to operate the service:

• Google account data: your name, email address and profile photo. We receive these when you sign in to identify you and display your profile.
• Financial data you enter yourself: account balances, debts, obligations, income, expenses, exchange rates and related settings.
• Technical data: information needed to operate and secure the service, such as session data.

We do not connect to your bank accounts or access your banking transactions.

2. How we use data

We use data to:

• provide the service’s core features, including net worth calculations, trends and forecasts;
• provide sign-in, account security and protection of your data;
• maintain and improve the service.

We do not sell your data or display advertising.

3. Storage and protection

Your data is stored on secure servers. We use reasonable technical and organizational measures to protect it against unauthorized access, modification and loss. Access to financial data is limited to your workspace.

4. Sharing with third parties

We do not share your data with third parties except where necessary to operate the service:

• Google, for sign-in authentication;
• infrastructure providers, such as hosting and database providers, that process data on our behalf;
• where expressly required by law.

5. Your rights

You may:

• access the data we hold about you;
• correct or update the data you have entered;
• delete your data and account.

To exercise these rights, contact us at [email protected].

6. Cookies and local storage

The service uses your browser’s localStorage and technical cookies to store your session, selected theme and basic interface settings. This data is necessary for the service to work and is not used for advertising tracking.

7. Changes to this policy

We may update this policy. We will endeavor to notify you of significant changes. The current version is always available on this page.

8. Contact

For questions about privacy and data processing, contact us at [email protected].